Your money, on autopilot. Finally.
Tell us your life story once — salary, dreams, goals, timeline — and Cognato AI handles everything. No spreadsheets. No second-guessing. Just peace of mind.
Life Event Detected — Salary increased by ₹12k. SIP auto-adjusted to ₹17,000.
Too busy to invest
No time to study markets, compare 3,000 mutual funds, and rebalance quarterly
Too confused to start
Contradictory YouTube advice, no single number that says you're okay
Too scared to trust
One wrong choice delays the home, the retirement, the future. So people do nothing.
How It Works
Three steps to complete financial peace.
Connect & Tell Your Story
Link your bank via Account Aggregator in 60 seconds. Add your goals. No manual data entry.
Your Life Graph is Built
A visual timeline of cash flows, goal probabilities, and your Peace Score appears instantly.
AutoPilot Takes Over
SIPs execute, portfolios rebalance, taxes optimise, risk glides. Life events trigger instant adjustments. You do nothing.
Built for Peace of Mind
Everything you need to manage your financial life, automated.
Life Graph
Your financial future made visible as a timeline
Peace Score
One number. Zero confusion.
Life Event Triggers
Detects salary hikes, job changes, market crashes via bank data
Adaptive Risk Engine
Auto-glides from aggressive to conservative as you near goals
Portfolio Rebalancing
Automatically realigns your investments to maintain your target risk profile
What-if Simulator
"What if I invest ₹5k more or retire 5 years early?"
Vernacular Explanations
Hindi, Tamil, Bengali, English — no jargon, ever
Tax Optimization
Smart tax harvesting to maximize your actual take-home returns
Play with your future
See how small changes today compound into massive peace of mind tomorrow.
🧑 About You
💰 Your Money Habits
🎯 Your Goals
You're moving in the right direction. Let's accelerate.
Your retirement and life goals need attention. Starting a small, automated SIP today will drastically change your trajectory.
Be among the first to achieve financial peace.
Join the waitlist today to secure early access and get your first 3 months completely free.